Privacy Policy

1. Introduction

Legal X Global LLC ("Company," "we," "us") operates the Tradeline Exchange website and services (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard the personal information you provide when using the Service.

2. Information We Collect

To process an authorized user tradeline order, we collect:

• Full legal name
• Date of birth
• Social Security number
• Current mailing address
• Email address and phone number
• Payment confirmation details (Cash App or Zelle)

We also automatically collect limited technical information when you visit the site, such as IP address, browser type, device identifiers, and pages viewed.

3. How We Use Your Information

Your information is used solely to:

• Add you as an authorized user to the purchased tradeline
• Verify identity and prevent fraud
• Process and confirm payments
• Communicate order status and reporting timelines
• Provide customer support
• Comply with legal obligations

4. How We Share Your Information

We share the minimum information necessary with the issuing bank (e.g., Chase, American Express, Capital One) in order to add you as an authorized user. We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may disclose information when required by law, subpoena, or to protect our legal rights.

5. Data Security

We use industry-standard encryption (TLS in transit, AES-256 at rest) to protect sensitive data such as Social Security numbers. Access to personally identifiable information is restricted to authorized personnel who need it to perform their duties. While we take reasonable steps to safeguard your data, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal information only for as long as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. Sensitive identifiers (SSN, DOB) are securely purged after the tradeline reporting cycle is complete and no further servicing is required.

7. Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of certain disclosures
• Receive a copy of your information in a portable format

To exercise these rights, contact us using the details in Section 12.

8. Cookies & Tracking

We use essential cookies to operate the Service and limited analytics cookies to understand how users interact with the site. You can disable cookies in your browser settings, though some features of the Service may not function properly without them.

9. Children's Privacy

The Service is not directed to anyone under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us so we can delete it.

10. Third-Party Links

Our Service may link to third-party platforms (Cash App, Zelle, WhatsApp). We are not responsible for the privacy practices of those services. Review their respective privacy policies before providing information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the latest revision. Continued use of the Service after changes are posted constitutes your acceptance of the updated policy.

12. Contact

Questions or requests regarding your privacy? Reach us through our WhatsApp support group, Cash App ($welcomehome700), or Zelle (281-846-8804). Legal X Global LLC is the data controller responsible for your information.