Credit Sweep
This isn't a cleanup. It's a credit profile reset. A sweep is a complete 100% removal process — the negative accounts come off the report entirely, not pushed aside or temporarily suppressed. We cap the sweep on your 5 worst accounts, then layer seasoned tradelines on top of the file. Subtract the damage. Add the structure. Rebuild the profile lenders actually score.
Full Sweep + 2 Seasoned Tradelines
$1,900 all-in
A complete 100% removal process, capped at your 5 worst accounts, plus two seasoned tradelines layered on top of your file. Backed by a 100 point increase guarantee — or 100% money back.
How the credit sweep works
- 01
Subtract the damage
We pull all three bureaus and cap the sweep on your 5 worst accounts — a complete 100% removal of the items actually dragging the file down.
- 02
Add the structure
Two seasoned authorized user tradelines are layered onto the cleaned file, adding age, limit, and perfect payment history across Experian, Equifax, and TransUnion.
- 03
Rebuild the profile
Results come directly to you, online, in no longer than 2 weeks — bureau updates you read yourself, on a file lenders will actually score.
Credit sweep questions
What is a credit sweep?
A credit sweep is a dispute and removal process aimed at the negative accounts dragging a credit file down. Ours is a complete 100% removal process — the items come off the report entirely, not pushed aside or temporarily suppressed. We cap the sweep at your 5 worst accounts so the work stays focused on what actually costs you points.
Is a credit sweep legal?
Disputing inaccurate, unverifiable, or outdated information is a consumer right under the Fair Credit Reporting Act. We do not file false identity-theft claims and we do not promise removal of accurate, verifiable, current debt. Everything runs through the bureaus' own dispute channels, and results come back to you directly from the bureaus, online.
How long does a credit sweep take?
Results come directly to you, online, in no longer than 2 weeks. You see the bureau updates yourself — there is no middleman between you and the report.
How much does a credit sweep cost?
The full sweep plus 2 seasoned tradelines is $1,900 all-in. That covers the complete 100% removal process on your 5 worst accounts and two authorized user tradelines layered onto the file afterward.
Why pair a credit sweep with tradelines?
A sweep subtracts the damage but leaves the file thin. Seasoned authorized user tradelines add age, high limits, and perfect payment history back to the report, so lenders score a profile with real structure instead of an empty one.
What is the 100-point guarantee?
If your score does not climb at least 100 points, you get every dollar back. Conditions: no new derogatory accounts may hit your report, all open accounts must stay current, and no new hard inquiries may be added during the program.
Guarantee disclaimer
To qualify for the 100 point increase guarantee, the client must not have any new derogatories hit their credit report, all open accounts must be current, and no new hard inquiries may be added.
Start your sweep
Pair the sweep with the tradelines that fit your file. Browse current inventory for limits, age, utilization, and reporting dates.